FD Insights
Welcome to FD Insights, your education portal on benefits topics ranging from ancillaries to gap insurance 101 and more. Just another way our team is keeping you informed on important group insurance topics.
CARES Act Cheat Sheet
Provisions are for anyone diagnosed with the virus or for those experiencing “Adverse Financial Consequences as a result of the pandemic. Plan sponsors
PPPL: Paycheck Protection Loan Program
What: The Paycheck Protection Loan Program was put into place on March 27, 2020 to help small businesses ( < 500 employees) cover
Announcement to our clients & friends
We hope that during this time you and your families are staying safe and healthy. We know there have been a lot of
What’s the difference between an HMO and a POS?
One common phrase we hear when meeting with a new prospect is, “I only want POS options.” Granted we always provide our clients
Health Insurance 101
Premiums = Cost of having insurance Deductible: The amount you have to pay before the insurance kicks in $3,000 Co-insurance: The % of
Life Insurance 101
Apply and get underwritten Get approved and place in force You pay over specified amount of time Death benefit protects your family when
