FD Insights

Welcome to FD Insights, your education portal on benefits topics ranging from ancillaries to gap insurance 101 and more. Just another way our team is keeping you informed on important group insurance topics.

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Health Insurance 101

Premiums = Cost of having insurance Deductible: The amount you have to pay before the insurance kicks in $3,000 Co-insurance: The % of costs you

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Life Insurance 101

Apply and get underwritten Get approved and place in force You pay over specified amount of time Death benefit protects your family when you die

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