FD Insights
Welcome to FD Insights, your education portal on benefits topics ranging from ancillaries to gap insurance 101 and more. Just another way our team is keeping you informed on important group insurance topics.

What is Gap Health Insurance
Gap health insurance is a supplemental plan to your current health insurance plan. When designed right, Gap insurance can help you save money and improve

Improving my health insurance plan
How can I save my company and employees money while also improving my health insurance plan? With all the insurance carriers out there and the

CARES Act Cheat Sheet
Provisions are for anyone diagnosed with the virus or for those experiencing “Adverse Financial Consequences as a result of the pandemic. Plan sponsors are told

PPPL: Paycheck Protection Loan Program
What: The Paycheck Protection Loan Program was put into place on March 27, 2020 to help small businesses ( < 500 employees) cover their payroll

Announcement to our clients & friends
We hope that during this time you and your families are staying safe and healthy. We know there have been a lot of questions and

What’s the difference between an HMO and a POS?
One common phrase we hear when meeting with a new prospect is, “I only want POS options.” Granted we always provide our clients what they