Disability Insurance
About the Service
Disability is a form of insurance that protects a portion of an employee’s income if they experience an illness or injury that prevents them from working. There are two types of disability insurance, short-term and long-term. The primary difference between the two types is the period of time the benefits can be used.
Benefits of the Service
Offering disability insurance to your employees ensures they are protected if they succumb to severe illness or injury.
Why it’s important
If an employee becomes disabled and is unable to work, they often experience a loss of income in addition to the medical bills and lifestyle adjustments they have to make. A disability is an unforeseeable life event—by offering STD or LTD, you are able to offer a little financial peace to your employees.
Related Services
Life Insurance
Life insurance provides robust financial support to your employees and their family members after they pass on.
Health Insurance
Health insurance (also known as medical insurance) protects your employees from paying for medical expenditures if they get sick, are injured…
Vision and Dental Insurance
Vision and dental insurance are two essential types of insurance for many people. Often, these types of insurance are not covered by traditional health insurance plans. That’s why it’s so important to include them in your employee benefits package.
Concierge Team
When you become a Financial Designs client, not only do we provide high-quality employee benefits packages to your team, but we also…